We're here to assist you in finding the information you need about Jetstar Credit Cards. You can choose one of the options below or for general enquiries call us anytime on 1300 150 100.
You’re eligible to apply if you’re an Australian resident, 18 years of age or over, earning a minimum taxable income of $30,000 per annum, with an Australian mailing address.
You can apply online at www.jetstar.com/cards, or download and fax the form to 1300 658 695.
We require your current residential address to be an Australian address. Please provide details of this overseas address in the previous residential address fields on your Application Form.
An additional cardholder is any other person you authorise to make transactions on your account. They will be issued with their own Card and all transactions will be charged to your account. Jetstar MasterCard® cardholders can have up to four additional cardholders for an annual fee of $9 each. Jetstar Platinum MasterCard® cardholders can have up to four additional cardholders for an annual fee of $39 each.
If they are 18 years of age or over, your partner or child may be eligible to apply for their own Card.
Alternatively, you can authorise your partner or a child of 16 years of age or over to be an additional cardholder on your account. Please provide us with their details on the ’additional cardholder’ section of your Application Form or complete an Additional Cardholder Request Form.
Please select ’self employed’.
We make every effort to process applications within 10 working days. To assist us in processing your application quickly, please complete your Application Form in full.
Your credit limit is determined by the information provided on the Application Form and in accordance with our credit policy. You will be notified of your credit limit if your application is approved.
No. You will be notified of this limit if your application is approved.
After 6 months you can apply to have your credit limit increased. Additionally, we may contact you if we believe you may be eligible for an increase in your credit limit. Any credit limit increase will be subject to our lending policies and our standard assessment procedures regarding creditworthiness and the suitability of the proposed credit limit increase.
The Primary Cardholder annual fee for the Jetstar MasterCard® is $59. The Primary Cardholder annual fee for the Jetstar Platinum MasterCard® is $149.
The annual fee is charged when you activate your Card, then annually on the anniversary of the opening of your account.
13.99%pa for purchases and 21.74%pa for cash advances.
Jetstar Platinum MasterCard®
19.99%pa for purchases and 21.74%p.a. for cash advances.
Macquarie Bank reserves the right to change interest rates. You will be notified in advance via your statement and national newspapers.
Interest is calculated based on the balance you have outstanding on each day of the statement cycle. The interest rate, also known as the ‘Annual Percentage Rate’ (APR) is included on the front page of every statement you receive. Interest is calculated based on the daily rate of interest (the APR divided by the number of days per year). This rate is also included on each monthly statement and is effective for interest calculations in that statement period. Our guide to understanding interest can be downloaded (PDF).
Up to 55 days interest free on purchases.
The Fees and Charges applicable to the Jetstar MasterCard® and Jetstar Platinum MasterCard® are*:
*All fees and charges are subject to change
APR % Rate – Purchases
APR % Rate – Cash Advances
Standard Introductory Rate
2.99% p.a. on Balance Transfers for 9 months
Annual Fee (Primary Cardholder)
Annual Fee (Additional Cardholder)
$9 (up to 4)
$39 (up to 4)
Min Credit Line
Max Credit Line
Daily Limit on ATM Cash Advances
(subject to available credit)
Daily Limit on Over the Counter Cash Advances
(subject to available credit)
Minimum Payment Due
2% or $50 whichever is greater
2.5% or $50 whichever is greater
Interest Free Period
Up to 55 days on purchases only
Late Payment Fee
$35 per statement period
Over limit fee
$30 per statement period
$10 each time a payment to the account is dishonoured
Cash Advance Fee
A service fee of 3% or $5 (whichever is greater) per cash advance
A service fee or 3% of $5 (whichever is greater) per cash advance
Paper Statement Fee (electronic option is default)
$2.50 per statement
Voucher Request Fee
(Not charged if dispute is in customers favour)
Foreign Exchange Fee
3% of the value of each foreign currency transaction
Over the Counter Transaction Fee
(Fee applies for each payment made at Australia Post outlets by cash, cheque or EFTPOS)
Information Request Fee for written information, including duplicate statement
Rewards Switching Administration Fee
Qantas Frequent Flyer Rewards Annual Fee
You can use your Card wherever MasterCard® is accepted. MasterCard® cards are accepted worldwide at over 32 million locations, and over 1.5 million ATMs in 210 countries.
Yes, your Card can be used to make purchases online. As an added feature, both Cards come with MasterCards’ Zero Liability promise on all unauthorised or fraudulent internet purchases. Please refer to www.mastercard.com.au for further details.
Yes, by entering your ATM PIN you can withdraw cash at any ATM where the MasterCard®, Maestro or Cirrus symbol is displayed (over 1.5 million ATMs worldwide).
Yes, you can use your Card overseas wherever MasterCard® is accepted.
Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, ACL number 237502) which provides and administers credit and is the issuer of the Jetstar MasterCard and Jetstar Platinum MasterCard.
Jetstar Airways Pty Limited ABN 33 069 720 243 is the sole redemption partner under the Jetstar Dollars Program within the Jetstar MasterCard Rewards Program. Qantas Airways Limited ABN 16 009 661 901 is the sole redemption partner under the Qantas Frequent Flyer Rewards Program within the Jetstar MasterCard Rewards Program.
Contactless payment technology removes the need for a signature, PIN or loose change and provides you with greater speed and minimum hassle when making payments. You can use your card anywhere you see the MasterCard PayPass symbol.
Research indicates MasterCard PayPass™ transactions are significantly faster than a normal credit card transaction.
The maximum limit may alter at different merchants. Generally, a signature or PIN will be required if the transaction value is over $35. This limit may be subject to change.
The technology offers you greater security as the card never leaves your hands when making a transaction, thereby reducing the opportunity for your card details to be copied or compromised.
Access Code and your temporary password - Used to access MyCards. Please call us on 1300 150 100 and we can re-supply your Access Code and re-issue your temporary password.
RETAIL/ATM PIN - used to verify point-of-sale purchases, or to obtain a cash advance from an ATM. Please call us on 1300 150 100 and we will be able to resend your ATM PIN to you.
Unfortunately, you are not able to change your ATM PIN from the one that has been issued with your Card
Please call us on 1300 150 100 and we will be able to resend your ATM PIN to you
Please call us on 1300 150 100 and we will be able to reset your internet password. This will then be posted to you within 5 working days.
Every Jetstar Credit Card features an embedded security microchip. This innovative technology makes your Card much more secure than standard cards, which only have the magnetic strip on the back. The chip adds an extra layer of security, making it very difficult to copy your Card details.
If your Card is lost or stolen, please contact us immediately on 1300 150 100, or if you are calling from overseas, +61 2 8232 4677, available 24 hours a day, 7 days a week.
This is a request to transfer part, or all of your outstanding balance from another credit card to your Jetstar Credit Card account. When you request a balance transfer we will BPAY funds to your nominated Card account and debit this to your Jetstar Card account. Please allow up to 5 business days for balance transfer requests to be processed.
The limit on balance transfers is equal to the credit limit on your Card, less $500. Should the amount of your balance transfer exceed your limit for balance transfers, we will contact you before processing your request.
You can request a balance transfer when you apply for a Card, or anytime after by completing a balance transfer request online through MyCards or by completing a balance transfer application form.
You can get a cash advance from your Card at any ATM that accepts MasterCard®, by using your Card and your ATM PIN. Alternatively, you can also request a cash advance over the counter at any bank that accepts MasterCard®, using your Card and providing your signature and photo identification.
The daily limit for cash advances is $1,000 via an ATM and $5,000 over the counter at a bank.
You will receive a credit card statement monthly if you have transactions during that period.
Yes, you can nominate the date that your monthly bill is due by contacting us on 1300 150 100. Please select a date between the 1st and the 28th.
Yes, please log onto MyCards or contact us on 1300 150 100 to request email statements. This will also save you the monthly $2.50 fee for paper statements.
No, only the primary cardholder receives a monthly statement. This statement will contain details of any transactions made by the primary cardholder and any additional cardholders.
Any additional cardholders have the same access to information about your account. However, they are restricted from making any changes (such as change of address) to your account.
Direct Debit- This automatically pays your Card account every month by the due date, from the bank account of your choice. With this flexible option you can choose to pay any amount equal to, or greater than the minimum payment due. To request a direct debit please complete this form.
BPAY®- This can be done through phone or internet banking (directly from your bank). Your reference number is your 16-digit Card number (which is the same as the account number printed on your statement) and the biller code is 423343.
Post - Please ensure you enclose your completed payment slip from your monthly statement and mail with your cheque (no notes or coins accepted) to GPO Box 4690 Sydney NSW 2001. Please make the cheque payable to Card Services and include your account number.
Post Office - For payment made at any other Australia Post using cash or EFTPOS, please allow 48 hours for the payment to reach your account. When paying by cheque at any Australia Post office please allow six business days for the cheque to clear. However, funds will be considered received the day the cheque is deposited. A $2 over the counter transaction fee is applicable to all cash, EFTPOS or cheque payments made at Australia Post.
This is when the estimated value of a purchase; for example, a hotel stay, that has been held for a period of days to allow the merchant to process the transaction. An outstanding authorisation reduces the cardholder’s available credit, but not the balance owing on the Card.
Yes, you can authorise a third party to access information about your account by completing an Authorised Representative Request Form. This form can be downloaded via MyCards.
If your Card is damaged for any reason, please call us on 1300 150 100 and we will be able to organise a replacement Card to be sent to you within 7 business days.
This is your Access Code that identifies you as a Card Services customer and is used to access our self service banking facilities.
You are able to view your balance, transactions, payment information and request electronic statements, etc., at www.jetstar.com/cards, by clicking in ‘online banking’.
Unfortunately, you are currently unable to make future payments using internet or telephone banking.
An additional cardholder is any other person you authorise to make transactions on your account. They will be issued with their own Card and all transactions will be charged to your account. Jetstar MasterCard® Card holders can have up to four additional cardholders for an annual fee of $9 each. Jetstar Platinum MasterCard® Card holders can have up to four additional cardholders for an annual fee of $39 each.
Any additional cardholder has the same access to information about your account. However, they are restricted from making any changes (such as change of address) to your account.
You are able to add an additional cardholder to you account by completing an Additional Cardholder Request Form. To remove an additional cardholder on your account, you will need to contact us on 1300 150 100.
See the conditions of use booklet.
* Overseas Travel Insurance, Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Purchase Security Insurance, Extended Warranty Insurance and Global Hire Car Excess Waiver are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Jetstar Platinum MasterCard policy of insurance between Macquarie Bank Limited (ABN 46 008 583 542 AFSL No. 237502) (MBL) and ACE. This brochure doesn't take into account your objectives, financial situation or needs. It is important for you to read Jetstar Platinum MasterCard Insurances Terms and Conditions available by calling 1300 150 100 and consider the appropriateness of that insurance in relation to your individual requirements.
Please refer to to Jetstar MasterCard Rewards Program Terms and Conditions at Jetstar.com/cards
You will accrue 1 Jetstar cents in Jetstar Dollars for every $1 you spend on eligible purchases using your Jetstar MasterCard.
You will accrue 2 Jetstar cents in Jetstar Dollars for every $1 you spend on eligible purchases using your Jetstar Platinum MasterCard.
Jetstar Dollars do not accrue on:
If you are a Jetstar MasterCard account holder, you will automatically qualify for a $100 Jetstar Flight Voucher when your Jetstar Dollar balance reaches 100 Jetstar Dollars.
If you are a Jetstar Platinum MasterCard account holder, you will automatically qualify for a $200 Jetstar Flight Voucher when your Jetstar Dollars balance reaches 200 Jetstar Dollars.
Jetstar will email you your Jetstar Flight Vouchers automatically once you have qualified for a $100 flight voucher for Jetstar MasterCard account holders or a $200 flight voucher for Jetstar Platinum MasterCard account holders. Your Jetstar Flight Vouchers will be emailed to the last email address you have provided to us. Please ensure that you provide us with a valid email address at all times.
Before the Jetstar Flight Vouchers are issued automatically by Jetstar, you can also request an early redemption of your Jetstar Dollars for a $25 Jetstar Flight Voucher in increments of 25 Jetstar Dollars by calling 1300 150 100, provided your Jetstar Dollars balance is at least 25 Jetstar Dollars. You cannot redeem your Jetstar Dollars where your Jetstar Dollars balance is less than 25 Jetstar Dollars. Jetstar Dollars cannot be deferred for the purpose of gaining a higher value to use at a later date. Please allow up to five working days to process your Jetstar Flight Voucher.
You can update your email address in accordance with clause 3 of the Conditions of Use, namely:
You must have a valid email address, to redeem your Jetstar Dollars.
Your Jetstar Flight Voucher may be used to make a booking up to the value stated for Jetstar flights only. This includes Jetstar fares, taxes, fees and other charges associated with normal Jetstar internet or telephone reservations flight bookings. Your Jetstar Flight Voucher cannot be used to book other travel-related goods and services including accommodation, car hire or activities.
Visit Jetstar.com to search and select your flights. When you reach the payment section click on the Voucher tab and complete the details. If the amount due is greater than the voucher value you will be required to pay the difference by either credit card (a credit card fee applies unless you use your Jetstar MasterCard or Jetstar Platinum MasterCard) or direct deposit. Jetstar Flight Vouchers must be used in a single transaction so if the amount due is less than the flight voucher value you will forfeit the balance. A credit will not be issued. Jetstar Flight Vouchers can also be used for flights booked through Jetstar on 131 538.
All travel is subject to availability at the time of booking, the fares quoted at the time of booking and Jetstars Conditions of Carriage. The standard JetSaver Light, JetSaver, or JetFlex fare rules apply according to the fare type you selected when booking. Unless otherwise stated airfares are non-refundable and name changes are not permitted. See Jetstar.com for further details.
Jetstar Flight Vouchers will be issued in your name, which means only you may use your Jetstar Flight Voucher to book flights. You do not have to be one of the passengers travelling, but you must be named as the contact in the booking and the passenger must be related to you. A person ’related to you’ means any person you can demonstrate, to our reasonable satisfaction, as being related to you in any of the ways described below:
Travel must be booked within 3 months from the date your Jetstar Flight Voucher is issued and travel must be commenced and completed within 6 months from the date your Jetstar Flight Voucher was issued. The issue date appears on the top right hand corner of the voucher. Booking dates and travel dates will be strictly applied.
For matters regarding missing Jetstar Dollars call Card Services on 1300 150 100. Note that disputes regarding missing Jetstar Dollars will not be accepted more than three (3) months after the date of the relevant Transaction.
Jetstar Dollars do not expire provided your Account is open. If you close your Account or die, your participation in Jetstar Dollars is automatically cancelled and all Jetstar Dollars accrued are forfeited.
Your Jetstar Dollars may not be transferred to another person for any reason. We may discontinue Jetstar Dollars at any time at our discretion. We will notify you as soon as practicable of the termination and you will have 30 days from the date of termination to redeem your Jetstar Dollars.
You can view your Jetstar Dollar balance by logging into MyCards.
We may adjust your total Jetstar Dollars (backdating the adjustment if necessary) if Jetstar Dollars have been incorrectly credited or debited for any reason.
Jetstar Dollars can be earned up to a maximum spend of:
If we are aware that you are in breach of your Credit Card; Conditions of Use booklet or your Account is suspended or cancelled, your available Jetstar Dollars balance will show as zero (0). You will continue to accrue Jetstar Dollars on your account during this period.
We reserve the right to suspend or exclude you from Jetstar Dollars if:
If you are an existing Qantas Frequent Flyer Program member and want to link your Jetstar Platinum MasterCard or Jetstar Mastercard to Qantas Frequent Flyer Rewards, call Card Services on 1300 150 100, provide your Qantas Frequent Flyer Membership Number when you activate your Card or at anytime you wish to switch from Jetstar Dollars and start earning Qantas Frequent Flyer Points immediately. A $30 per annum opt-in fee applies to the Jetstar Mastercard.
If you are not already a Qantas Frequent Flyer Program member, you can still opt in to Qantas Frequent Flyer Rewards, but you will first need to become a Qantas Frequent Flyer Program member and provide us with your membership number before any points can be credited to your Qantas Frequent Flyer Account. Jetstar Platinum MasterCard or Jetstar Mastercard customers who opt in to Qantas Frequent Flyer Rewards are being offered complimentary membership to the Qantas Frequent Flyer Program (a saving of $82.50).
Before any Qantas Frequent Flyer Points can be credited to your Qantas Frequent Flyer Account, you must supply us with a valid Qantas Frequent Flyer Membership Number. The name on your Qantas Frequent Flyer Account must be identical to the name on your Card. We will request your Qantas Frequent Flyer Membership Number at the time you elect to accrue Qantas Frequent Flyer Points (i.e when you elect to link your Account to Qantas Frequent Flyer Rewards).
It is your obligation to ensure that we have the correct Qantas Frequent Flyer Membership Number on file for you and that the name on your Qantas Frequent Flyer Account matches the name on your Account. Please contact us if your personal information changes, if we do not have your correct Qantas Frequent Flyer Membership Number or if your points are not being credited to your Qantas Frequent Flyer Account.
If you elect to link your Account to Qantas Frequent Flyer Rewards, you will accrue Qantas Frequent Flyer Points as set out below:
Jetstar Platinum Mastercard holders will accrue 1 Qantas Frequent Flyer Point for every $1 spend. Jetstar Mastercard holders will accrue 1 Qantas Frequent Flyer point for every $2 spent on eligible purchases.
Qantas Frequent Flyer Points earned on eligible Purchases made on your Account by Additional Cardholders may only be credited to your Qantas Frequent Flyer Account and not the Qantas Frequent Flyer Account of any Additional Cardholders.
Once the Qantas Frequent Flyer Points are credited to your Qantas Frequent Flyer Account, the Qantas Frequent Flyer Program terms and conditions will govern when those Qantas Frequent Flyer Points will expire.
All eligible Purchases will accrue Qantas Frequent Flyer Points, up to an annual maximum of:
during each year that you elect to accrue Qantas Frequent Flyer Points in the Jetstar MasterCard Rewards Program.
The limit will be re-set on the anniversary of your enrolment to accrue Qantas Frequent Flyer Points in the Jetstar MasterCard Rewards Program.
There is no annual enrolment fee for the Jetstar Platinum MasterCard for the Qantas Frequent Flyer Rewards option. A $30 per annum opt-in fee applies for the Jetstar Mastercard.
All fees are set out in your Offer document and are available on www.jetstar.com/au/en/cards/faq.
Qantas Frequent Flyer Points can only be redeemed once they have been credited to your Qantas Frequent Flyer Account. Qantas Frequent Flyer Points can only be redeemed through the Qantas Frequent Flyer Program and only in accordance with the Qantas Frequent Flyer Program terms and conditions. For more information on the redemption options for your Qantas Frequent Flyer Points, visit www.qantas.com/frequentflyer.
The Qantas Frequent Flyer Points that you have accrued using your Jetstar Platinum Mastercard or Jetstar Mastercard in the Statement Period will appear on your monthly Card statement or you can view the current Statement Period balance by visiting www.jetstar.com/cards and click on Internet Banking.
To view the total number of Qantas Frequent Flyer Points you have accrued using your Card, you will need to log in to your Qantas Frequent Flyer Account at www.qantas.com/frequentflyer.
If we have not received your valid Qantas Frequent Flyer Membership Number, we will attempt to credit your accrued Qantas Frequent Flyer Points to your Qantas Frequent Flyer Account, each month for up to 12 months. At the end of each Statement Period, we will notify Qantas of the number of Qantas Frequent Flyer Points accumulated on your Account. When we notify Qantas of your accumulated Qantas Frequent Flyer Points, the number of Qantas Frequent Flyer Points accumulated on your Account will show zero. If Qantas cannot credit your accumulated Qantas Frequent Flyer Points to a valid Qantas Frequent Flyer Account, Qantas will notify us that they do not hold a Qantas Frequent Flyer Account matching your details. The points will be credited back to your Account and the number of Qantas Frequent Flyer Points accumulated on your Account and not credited will again be displayed.
The Qantas Frequent Flyer Points accrued during a Statement Period will be notified to Qantas who will add these to your Qantas Frequent Flyer Account, usually within 5 business days of the end of that Statement Period.
If you cease to be a Qantas Frequent Flyer Program member, it is your responsibility to contact our call centre to request a Rewards Switch to the Jetstar Dollars Program. As we notify Qantas of any accumulated Qantas Frequent Flyer Points at the end of each Statement Period, any Qantas Frequent Flyer Points accumulated on your Account at the time you cease to be a Qantas Frequent Flyer Program member will be forfeited at the time of the Rewards Switch request.
On termination or cancellation of your Qantas Frequent Flyer Account, your Qantas Frequent Flyer Points will be dealt with in accordance with the Qantas Frequent Flyer Program terms and conditions.
You may switch between accruing Jetstar Dollars and Qantas Frequent Flyer Points (or vice versa) by contacting our call centre on 1300 150 100 and requesting a Rewards Switch from the Jetstar Dollars Program to Qantas Frequent Flyer Rewards (or vice versa). A maximum of one Rewards Switch per Account may be requested in each 12 month period following the issue of your Card and your enrolment in the Jetstar MasterCard Rewards Program.
A fee will be applied to your Account for each Rewards Switch request. The fee applicable to a Rewards Switch will be set out in the Offer document sent to you with your Card, or you can ask us when you contact our call centre.
Jetstar Dollars and Qantas Frequent Flyer Points are not convertible into cash, and cannot be converted from one form into the other.
Card conditions of use | Credit Guide
Card Services is a division of Macquarie Bank Limited (ABN 46 008 583 542, Australian Credit Licence 237502) which provides and administers credit and is the issuer of the Jetstar MasterCard and Jetstar Platinum MasterCard.
Jetstar Airways Pty Ltd ABN 33 069 720 243 is the sole redemption partner under the Jetstar Dollars Program within the Jetstar MasterCard Rewards Program. Qantas Airways Limited (ABN 16 009 661 901) is the sole redemption partner under the Qantas Frequent Flyer Rewards program within the Jetstar MasterCard Rewards Program.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.